The TERM D20 ETI is a structured tracker note, listed on the Stuttgart Stock Exchange.
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The ETI automatically allocates its assets to 4 investment funds, each investing in low correlated asset classes.
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Allocation distribution in each asset class:
50% exposure to an S&P500 syntetic index with capital guarantee from a top bank.
20% Crypto Projects
20% European Equities
10% Private Credit
*100% Capital Guarantee at muturity
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PORTFOLIO
OVERVIEW
All our investments and subinvestments are displayed here, including explainers and performance updates
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INVESTORS PORTAL
Welcome to the Investors Portal — your gateway to detailed insights and updates on the TERM D20 ETI.
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Product Overview
Access comprehensive information and the latest updates on the TERM D20 Exchange Traded Instrument.
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Portfolio Transparency
Review your investment allocations and monitor individual positions within the product.
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Expert Insights
Read exclusive interviews with industry experts and watch curated video content analyzing current events that influence the asset allocation of the TERM D20 ETI.​
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STRUCTURED PRODUCT
Capital Protection and S&P500
The fund invests its assets across a wide range of capital protected structured products, issued by top rated investment banks.
In addition to the capital guarantees, the investment participates in the positive performace of the S&P500 index.
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PRIVATE CREDIT
Lending
The fund was created in 2020 with the clear strategy to facilitate loans to individuals and corporates. The fund has been very successful delivering bond+ returns over its life span.
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BLOCKCHAIN
Crypto
The fund will invest its assets in a viriaty of crypto projects and established
layer one blockchains.
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EU COMPANIES
European SME listed equities
The fund is focused on holding listed securities of successful European companies, with significant growth in the past decade .
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PERFORMANCE
EXPECTATIONS
Based on historic data and future market assumptions, we can visualize three possible performance scenarios.
UNFAVORABLE SCENARIO
ASSUMPTIONS:
Central bank interest rates at 1% to 1,5%.
Devastating crypto investments, leading to a total loss within 3 years
Well performing European markets, moderate growth of 3% per year.
S&P500, underperforming in comparison to past decades.
Private Credit markets underperforming, due to lack of borrowers.
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OUTCOME:
Based on the above assumptions, the TERM D20 ETI is expected to fall below its inital starting price and slowly recoup losses over a span of 4 to 5 years.
The recovery will be mainly driven by the property and bond performance.
Investors should expect a net profit of 10% over a 10 years holding period. In this situation it will be advisable to hold the note for at least 20 years, with the possibility to loan against the note.​
OPTIMISTIC SCENARIO
ASSUMPTIONS:
High inflation despite high borrowing cost. The everything bubble.
Central Bank interest rates at 2% to 3,5%. QE in overdrive.
Booming Crypto markets delivering above average stellar gains.
Well performing European markets moving into overdrive. Fueled by a buying spree of newly minted millionaires and hot spots overpopulation.
Booming stock markets, driven by short rallies based on inflation concerns and new market participants.
Private Credit demand at all time high paired with relative low default risks.
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OUTCOME:
Based on the above assumptions, the TERM D20 ETI is expected to outperfom every single asset class. The main performace driver will be the S&P500 and the Crypto markets.
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Investors can expect a net profit of 500% over a span of 10 years.​​​
NORMAL SCENARIO
ASSUMPTIONS:
Central bank interest rates stay elevated for a decade, at 3% to 4%.
Maturing Crypto markets deliver stable growth, driven by wide spread adoption.
Private lending remains consistent with stable returns.
S&P500 continues to grow at historic rates and offers a save store of value for long term investors. '
Well performing European markets due to credit growth.
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OUTCOME:
Based on the above assumptions, the TERM D20 ETI is expected match the long term performance of the S&P500 index paired with the structured capital protection. Additional performance from the other asset classes will enhance the total return.
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Investors can expect a net profit of 70% within a 10 year holding period.​​​
